TECHNOLOGY: "Nokia to Offer Phone Installments in India," by R. Jai Krishna, Wall Street Journal, 20 August 2009.

Radical stuff: how to sell an expensive bit of technology to someone on the frontier? Way back when, Singer sewing machine company would give American settlers the gear up front, giving them time to pay back the tiny loan in installments. No Nobel Peace Prize for Singer. It was just trying to make a buck.

Now Nokia does the same with cell phones in India.

Radical new financial innovation no one could have foreseen, signaling once again these are new times totally different from the past!